CrowdFunz - Equity Pledge Debt Fund 611

· Investment Type：Land Loan Refinance

· Investment Amount：$6,000,000

· Minimum Investment：$50,000

· Investment Term：18-24 Months

· Est. Annual Return：8.5% ~ 9%

· Payment of Interest：Every 6 months in advance

· Closing Date: TBD

The property is in 8th Ave, Brooklyn. Developer purchased the land in May 2014 at $51,500,000, currently there is a first mortgage of $10,500,000 on the property. After the current mortgage paid off by part of this loan, Crowdfunz and cooperative financial institutions would hold the lien to this property together.

Interest Distribution Table:

The project is in a densely populated, blooming upscale urban community. The property is parking lot. After the project architecture plan approved, FAR be 4.80 with total buildable area of 771,360 SQFT.

Right next to subway, 30 minutes commuting to Manhattan. 10 minuets driving to Manhattan.

· Gross Floor Area: 771,360 SQ. FT

· Lot Size: 160,700 SQ. FT

1. First Lien Mortgage and personal guarantee

LTC ration is 23.22%. Crowdfunz holds the lien to this property. All documents will be filed in NYS, we will make sure the investors’ money is secured by property.

2. A High-Yield Investment

Investors are expecting to receive an estimated annual return rate depends on the shares invested: 1-5 shares: 8.5%, 6 shares or up: 9%. The developer will pay interest in advance for six months. It is a stable income and higher safety factor.

3. Adequate Collateral

After the approval of the architectural drawings of the project, the land value is expected to be as high as $250k-$300k million.

4. Perfect Location

This project is located in 8th Avenue downtown Brooklyn, one of New York's largest Chinese community. 3 minutes walking distance to metro station with 4 subway lines, which compress the commuting time to Manhattan within 30 minutes. 10 minutes driving to Manhattan Island. 1.5 miles away from beach.

5. Professional Third Party Supervision

Appraisal Report and Competitive Market Analysis provided by professional third party, ensuring the reasonability of the loan amount.

6. Predicted Inflation of Prices in Local Condo Market

Based on the statistical data from Trulia. From 2012 to 2017, The houses' average sale price in Brooklyn went up by 30% each year and the price is keep rising. The promising property market in local area will be a strong support of the project operating & return of the capital from our investors.

Location:

8th Ave Brooklyn is one of the largest Chinese community in New York.

Transportation:

Subway：N、Q、R、W

Bus：B9、 B16、 B70

JFK：20.9 miles

LaGuardia: 16.1 Miles

Facility:

School: Midwood High School, Trilok School, PS 69 Vincent D Grippo School, Junior High School 227 Edward B Shallow, Brooklyn Technical High School

Park: Marine Park, Manhattan Beach Park, Asser Levy Park, Coney Island Beach & Boardwalk

Museum: Valentine Museum, Brooklyn Museum, The Coney Island Museum, Living Torah Museum, Brooklyn Public Library, Enrico Caruso Museum of America

RISK CATEGORY	0	1	2	3	4
Sponsor
Experience		1-2 yrs	3-5 yrs	6-10 yrs	10+ yrs
Tracking Record	0-3M	3-10M	10-50M	50M+
Credit Score		Accept	Fair	Good	Excellent
Property as Collateral	No	Yes
Financials
Investor Equity%	>60%	50%-60%	40%-50%	25%-40%	<25%
Loan Senior Crowdfunz	70%-79%	60%-69%	50%-59%	1%-49%	0%
Location
Location		Rural	Suburban	Core Urban
Walk Score	0-49	50-69	70-89	90-100
Supply & Demand	S>>D	S>D	S≈D	S<D	S<<D
Property Type
Development Phase		Ground Up	Value-added	Stablized
Occupancy		Low	Moderate	High	Very High
Investment Term		60+ Mths	25-60 Mths	13-24 Mths	< 12 Mths

PPM (Only available to accredited investors)

Subscription Agreement (Only available to accredited investors)

Operating Agreement (Only available to accredited investors)

Appraisal (Only available to accredited investors)

Commercial Complex Land Loan 611